Call reports 2011
PATRIOT FEDERAL BANK — 2011
What PATRIOT FEDERAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q4 |
|---|---|
| Total assets | 97,333,000 |
| Total loans | 61,497,000 |
| Allowance for loan losses | 885,000 |
| Securities available for sale | 30,996,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 82,482,000 |
| Interest-bearing deposits | 77,218,000 |
| Noninterest-bearing deposits | 5,264,000 |
| Equity capital | 9,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q4 |
|---|---|
| Interest income | 4,495,000 |
| Interest expense | 1,060,000 |
| Net interest income | 3,435,000 |
| Noninterest income | 205,000 |
| Noninterest expense | 2,486,000 |
| Provision for loan losses | 220,000 |
| Pretax income | 1,097,000 |
| Income tax | 314,000 |
| Net income | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q4 |
|---|---|
| Tier 1 capital | 8,569,000 |
| Total capital | 9,244,000 |
| Risk-weighted assets | 53,787,000 |