Call reports 2025
FIRST STATE BANK, THE — 2025
What FIRST STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 147,730,000 | 154,466,000 | 154,272,000 | 166,850,000 |
| Total loans | 118,606,000 | 124,080,000 | 128,432,000 | 131,184,000 |
| Allowance for loan losses | 570,000 | 622,000 | 675,000 | 774,000 |
| Securities available for sale | 13,991,000 | 13,532,000 | 13,492,000 | 13,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,886,000 | 126,091,000 | 133,608,000 | 143,098,000 |
| Interest-bearing deposits | 98,554,000 | 97,231,000 | 103,459,000 | 111,866,000 |
| Noninterest-bearing deposits | 28,332,000 | 28,860,000 | 30,149,000 | 31,232,000 |
| Equity capital | 11,478,000 | 12,586,000 | 13,728,000 | 14,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 4,986,000 | 7,539,000 | 10,096,000 |
| Interest expense | 964,000 | 1,875,000 | 2,810,000 | 3,755,000 |
| Net interest income | 1,591,000 | 3,111,000 | 4,729,000 | 6,341,000 |
| Noninterest income | 95,000 | 173,000 | 252,000 | 340,000 |
| Noninterest expense | 602,000 | 1,215,000 | 1,836,000 | 2,650,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 250,000 |
| Pretax income | 1,034,000 | 1,969,000 | 2,995,000 | 3,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,034,000 | 1,969,000 | 2,995,000 | 3,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,595,000 | 14,265,000 | 15,026,000 | 15,097,000 |