Call reports 2023
FIRST STATE BANK, THE — 2023
What FIRST STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 108,800,000 | 112,542,000 | 130,143,000 | 136,321,000 |
| Total loans | 79,961,000 | 84,159,000 | 98,789,000 | 104,975,000 |
| Allowance for loan losses | 611,000 | 631,000 | 634,000 | 628,000 |
| Securities available for sale | 15,282,000 | 14,888,000 | 14,884,000 | 15,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,312,000 | 100,863,000 | 114,841,000 | 123,042,000 |
| Interest-bearing deposits | 69,672,000 | 72,334,000 | 72,553,000 | 86,383,000 |
| Noninterest-bearing deposits | 30,640,000 | 28,529,000 | 42,288,000 | 36,659,000 |
| Equity capital | 6,688,000 | 6,750,000 | 7,131,000 | 7,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 3,170,000 | 4,970,000 | 7,082,000 |
| Interest expense | 417,000 | 974,000 | 1,599,000 | 2,338,000 |
| Net interest income | 1,070,000 | 2,196,000 | 3,371,000 | 4,744,000 |
| Noninterest income | 65,000 | 129,000 | 196,000 | 262,000 |
| Noninterest expense | 497,000 | 1,028,000 | 1,547,000 | 2,410,000 |
| Provision for loan losses | 20,000 | 40,000 | 40,000 | 80,000 |
| Pretax income | 618,000 | 1,257,000 | 1,980,000 | 2,516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 618,000 | 1,257,000 | 1,980,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,670,000 | 10,860,000 | 10,604,000 | 10,725,000 |