Call reports 2020
FIRST STATE BANK, THE — 2020
What FIRST STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 83,769,000 | 94,161,000 | 92,362,000 | 94,641,000 |
| Total loans | 68,011,000 | 67,676,000 | 73,245,000 | 67,064,000 |
| Allowance for loan losses | 473,000 | 458,000 | 417,000 | 425,000 |
| Securities available for sale | 11,013,000 | 10,856,000 | 12,400,000 | 14,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,284,000 | 84,149,000 | 82,062,000 | 85,597,000 |
| Interest-bearing deposits | 54,991,000 | 58,518,000 | 57,419,000 | 58,843,000 |
| Noninterest-bearing deposits | 20,293,000 | 25,631,000 | 24,643,000 | 26,754,000 |
| Equity capital | 6,911,000 | 7,460,000 | 7,738,000 | 7,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,098,000 | 3,163,000 | 4,198,000 |
| Interest expense | 207,000 | 395,000 | 548,000 | 674,000 |
| Net interest income | 855,000 | 1,703,000 | 2,615,000 | 3,524,000 |
| Noninterest income | 60,000 | 171,000 | 229,000 | 282,000 |
| Noninterest expense | 433,000 | 870,000 | 1,296,000 | 2,079,000 |
| Provision for loan losses | 30,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 464,000 | 896,000 | 1,493,000 | 1,698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 896,000 | 1,493,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,430,000 | 8,562,000 | 8,859,000 | 8,614,000 |