Call reports 2019
FIRST STATE BANK, THE — 2019
What FIRST STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,112,000 | 83,021,000 | 83,036,000 | 79,242,000 |
| Total loans | 62,969,000 | 67,750,000 | 67,551,000 | 63,441,000 |
| Allowance for loan losses | 457,000 | 478,000 | 511,000 | 455,000 |
| Securities available for sale | 11,500,000 | 10,256,000 | 10,274,000 | 11,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,306,000 | 71,552,000 | 73,498,000 | 70,647,000 |
| Interest-bearing deposits | 49,530,000 | 50,708,000 | 53,045,000 | 49,453,000 |
| Noninterest-bearing deposits | 20,776,000 | 20,844,000 | 20,453,000 | 21,194,000 |
| Equity capital | 6,740,000 | 6,901,000 | 7,170,000 | 6,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,134,000 | 3,290,000 | 4,368,000 |
| Interest expense | 224,000 | 475,000 | 754,000 | 990,000 |
| Net interest income | 813,000 | 1,659,000 | 2,536,000 | 3,378,000 |
| Noninterest income | 59,000 | 122,000 | 181,000 | 242,000 |
| Noninterest expense | 435,000 | 950,000 | 1,433,000 | 2,165,000 |
| Provision for loan losses | 28,000 | 56,000 | 84,000 | 237,000 |
| Pretax income | 409,000 | 778,000 | 1,203,000 | 1,234,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 3,000 |
| Net income | 407,000 | 775,000 | 1,200,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,025,000 | 8,035,000 | 8,460,000 | 7,966,000 |
| Total capital | 8,482,000 | 8,513,000 | 8,971,000 | 8,421,000 |
| Risk-weighted assets | 72,475,000 | 76,381,000 | 74,650,000 | 72,511,000 |