Call reports 2017
FIRST STATE BANK, THE — 2017
What FIRST STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,643,000 | 73,087,000 | 75,733,000 | 76,985,000 |
| Total loans | 57,095,000 | 59,302,000 | 62,026,000 | 57,193,000 |
| Allowance for loan losses | 485,000 | 440,000 | 459,000 | 449,000 |
| Securities available for sale | 9,210,000 | 8,543,000 | 8,918,000 | 13,048,000 |
| Securities held to maturity | 70,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,967,000 | 65,244,000 | 64,860,000 | 68,822,000 |
| Interest-bearing deposits | 43,349,000 | 45,515,000 | 45,296,000 | 46,122,000 |
| Noninterest-bearing deposits | 19,618,000 | 19,729,000 | 19,564,000 | 22,700,000 |
| Equity capital | 6,371,000 | 6,638,000 | 6,930,000 | 6,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,755,000 | 2,680,000 | 3,594,000 |
| Interest expense | 85,000 | 175,000 | 282,000 | 392,000 |
| Net interest income | 785,000 | 1,580,000 | 2,398,000 | 3,202,000 |
| Noninterest income | 64,000 | 124,000 | 182,000 | 244,000 |
| Noninterest expense | 395,000 | 857,000 | 1,274,000 | 1,907,000 |
| Provision for loan losses | 15,000 | 15,000 | 45,000 | 45,000 |
| Pretax income | 439,000 | 838,000 | 1,267,000 | 1,501,000 |
| Income tax | 132,000 | 264,000 | 394,000 | 540,000 |
| Net income | 307,000 | 574,000 | 873,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,004,000 | 7,286,000 | 7,584,000 | 7,275,000 |
| Total capital | 7,489,000 | 7,726,000 | 8,043,000 | 7,724,000 |
| Risk-weighted assets | 65,154,000 | 67,423,000 | 70,107,000 | 67,009,000 |