Call reports 2013
FIRST STATE BANK, THE — 2013
What FIRST STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 57,615,000 | 57,290,000 | 59,825,000 | 59,676,000 |
| Total loans | 41,026,000 | 43,996,000 | 45,066,000 | 44,538,000 |
| Allowance for loan losses | 324,000 | 350,000 | 343,000 | 364,000 |
| Securities available for sale | 11,373,000 | 8,649,000 | 11,347,000 | 11,057,000 |
| Securities held to maturity | 335,000 | 335,000 | 285,000 | 235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,469,000 | 51,312,000 | 53,611,000 | 53,455,000 |
| Interest-bearing deposits | 31,139,000 | 32,645,000 | 31,404,000 | 32,173,000 |
| Noninterest-bearing deposits | 20,330,000 | 18,667,000 | 22,207,000 | 21,282,000 |
| Equity capital | 4,376,000 | 4,605,000 | 4,843,000 | 4,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,373,000 | 2,098,000 | 2,835,000 |
| Interest expense | 54,000 | 107,000 | 158,000 | 208,000 |
| Net interest income | 617,000 | 1,266,000 | 1,940,000 | 2,627,000 |
| Noninterest income | 69,000 | 140,000 | 225,000 | 304,000 |
| Noninterest expense | 352,000 | 726,000 | 1,145,000 | 1,775,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 75,000 |
| Pretax income | 334,000 | 655,000 | 995,000 | 1,081,000 |
| Income tax | 6,000 | 195,000 | 286,000 | 365,000 |
| Net income | 328,000 | 460,000 | 709,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,353,000 | 5,485,000 | 5,747,000 | 5,378,000 |
| Total capital | 5,677,000 | 5,835,000 | 6,090,000 | 5,742,000 |
| Risk-weighted assets | 46,134,000 | 48,501,000 | 50,308,000 | 49,859,000 |