Call reports 2012
FIRST STATE BANK, THE — 2012
What FIRST STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,871,000 | 56,974,000 | 59,353,000 | 59,073,000 |
| Total loans | 37,415,000 | 41,181,000 | 39,186,000 | 40,073,000 |
| Allowance for loan losses | 333,000 | 323,000 | 330,000 | 346,000 |
| Securities available for sale | 10,233,000 | 10,995,000 | 10,958,000 | 12,939,000 |
| Securities held to maturity | 590,000 | 510,000 | 435,000 | 435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,010,000 | 50,838,000 | 53,059,000 | 52,907,000 |
| Interest-bearing deposits | 30,494,000 | 33,406,000 | 32,921,000 | 32,082,000 |
| Noninterest-bearing deposits | 17,517,000 | 17,432,000 | 20,138,000 | 20,825,000 |
| Equity capital | 4,534,000 | 4,353,000 | 4,513,000 | 4,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,305,000 | 1,982,000 | 2,650,000 |
| Interest expense | 59,000 | 116,000 | 176,000 | 234,000 |
| Net interest income | 585,000 | 1,189,000 | 1,806,000 | 2,416,000 |
| Noninterest income | 71,000 | 137,000 | 221,000 | 293,000 |
| Noninterest expense | 346,000 | 753,000 | 1,240,000 | 1,776,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 50,000 |
| Pretax income | 310,000 | 548,000 | 762,000 | 883,000 |
| Income tax | 3,000 | 99,000 | 153,000 | 361,000 |
| Net income | 307,000 | 449,000 | 609,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,149,000 | 5,253,000 | 5,413,000 | 5,026,000 |
| Total capital | 5,482,000 | 5,576,000 | 5,743,000 | 5,372,000 |
| Risk-weighted assets | 40,478,000 | 45,355,000 | 44,394,000 | 45,711,000 |