Call reports 2011
FIRST STATE BANK, THE — 2011
What FIRST STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,777,000 | 52,713,000 | 52,529,000 | 54,247,000 |
| Total loans | 34,816,000 | 34,391,000 | 36,142,000 | 36,233,000 |
| Allowance for loan losses | 308,000 | 310,000 | 313,000 | 325,000 |
| Securities available for sale | 9,565,000 | 10,528,000 | 12,491,000 | 12,037,000 |
| Securities held to maturity | 705,000 | 705,000 | 640,000 | 640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,613,000 | 47,140,000 | 46,677,000 | 48,531,000 |
| Interest-bearing deposits | 32,907,000 | 31,584,000 | 30,008,000 | 31,135,000 |
| Noninterest-bearing deposits | 15,706,000 | 15,556,000 | 16,669,000 | 17,396,000 |
| Equity capital | 4,379,000 | 4,188,000 | 4,393,000 | 4,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,273,000 | 1,924,000 | 2,569,000 |
| Interest expense | 125,000 | 232,000 | 312,000 | 376,000 |
| Net interest income | 518,000 | 1,041,000 | 1,612,000 | 2,193,000 |
| Noninterest income | 58,000 | 128,000 | 203,000 | 298,000 |
| Noninterest expense | 395,000 | 773,000 | 1,194,000 | 1,676,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 181,000 | 396,000 | 596,000 | 765,000 |
| Income tax | 294,000 | 345,000 | 375,000 | 500,000 |
| Net income | -113,000 | 51,000 | 221,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,622,000 | 4,786,000 | 4,956,000 | 4,852,000 |
| Total capital | 4,930,000 | 5,096,000 | 5,270,000 | 5,177,000 |
| Risk-weighted assets | 37,885,000 | 37,648,000 | 38,995,000 | 39,352,000 |