Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 43,112,000 | 44,544,000 | 45,201,000 | 47,638,000 |
| Total loans | 30,442,000 | 33,172,000 | 33,611,000 | 35,160,000 |
| Allowance for loan losses | 267,000 | 268,000 | 228,000 | 293,000 |
| Securities available for sale | 6,987,000 | 6,748,000 | 6,721,000 | 6,713,000 |
| Securities held to maturity | 1,735,000 | 1,720,000 | 1,279,000 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,423,000 | 38,505,000 | 38,922,000 | 42,656,000 |
| Interest-bearing deposits | 27,336,000 | 27,811,000 | 27,194,000 | 29,654,000 |
| Noninterest-bearing deposits | 11,087,000 | 10,694,000 | 11,728,000 | 13,002,000 |
| Equity capital | 3,973,000 | 4,039,000 | 4,221,000 | 4,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,303,000 | 1,997,000 | 2,680,000 |
| Interest expense | 151,000 | 301,000 | 448,000 | 597,000 |
| Net interest income | 485,000 | 1,002,000 | 1,549,000 | 2,083,000 |
| Noninterest income | 65,000 | 118,000 | 168,000 | 226,000 |
| Noninterest expense | 346,000 | 667,000 | 1,071,000 | 1,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 84,000 |
| Pretax income | 204,000 | 453,000 | 646,000 | 688,000 |
| Income tax | 103,000 | 179,000 | 217,000 | 255,000 |
| Net income | 101,000 | 274,000 | 429,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,143,000 | 4,271,000 | 4,425,000 | 4,279,000 |
| Total capital | 4,410,000 | 4,539,000 | 4,653,000 | 4,572,000 |
| Risk-weighted assets | 32,322,000 | 35,084,000 | 35,142,000 | 37,070,000 |