Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 39,528,000 | 41,947,000 | 41,040,000 | 42,572,000 |
| Total loans | 25,750,000 | 26,419,000 | 27,885,000 | 29,735,000 |
| Allowance for loan losses | 180,000 | 177,000 | 267,000 | 265,000 |
| Securities available for sale | 5,058,000 | 5,081,000 | 5,615,000 | 6,322,000 |
| Securities held to maturity | 2,995,000 | 3,019,000 | 3,017,000 | 2,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,118,000 | 37,552,000 | 36,518,000 | 37,945,000 |
| Interest-bearing deposits | 23,737,000 | 26,275,000 | 25,008,000 | 26,448,000 |
| Noninterest-bearing deposits | 11,381,000 | 11,277,000 | 11,510,000 | 11,497,000 |
| Equity capital | 3,591,000 | 3,614,000 | 3,734,000 | 3,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,177,000 | 1,792,000 | 2,430,000 |
| Interest expense | 228,000 | 429,000 | 614,000 | 788,000 |
| Net interest income | 341,000 | 748,000 | 1,178,000 | 1,642,000 |
| Noninterest income | 75,000 | 146,000 | 232,000 | 295,000 |
| Noninterest expense | 379,000 | 706,000 | 1,056,000 | 1,533,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 46,000 | 202,000 | 268,000 | 330,000 |
| Income tax | 24,000 | 48,000 | 60,000 | 72,000 |
| Net income | 22,000 | 154,000 | 208,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,864,000 | 3,998,000 | 4,052,000 | 4,042,000 |
| Total capital | 4,044,000 | 4,175,000 | 4,319,000 | 4,307,000 |
| Risk-weighted assets | 28,133,000 | 29,383,000 | 30,397,000 | 32,089,000 |