Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,639,000 | 41,247,000 | 38,749,000 | 40,585,000 |
| Total loans | 27,217,000 | 29,292,000 | 28,103,000 | 28,491,000 |
| Allowance for loan losses | 342,000 | 337,000 | 339,000 | 406,000 |
| Securities available for sale | 1,879,000 | 1,869,000 | 1,890,000 | 1,894,000 |
| Securities held to maturity | 4,481,000 | 4,532,000 | 4,484,000 | 4,485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,502,000 | 34,958,000 | 34,374,000 | 36,110,000 |
| Interest-bearing deposits | 24,262,000 | 24,338,000 | 24,065,000 | 24,633,000 |
| Noninterest-bearing deposits | 10,240,000 | 10,620,000 | 10,309,000 | 11,477,000 |
| Equity capital | 3,837,000 | 3,935,000 | 4,047,000 | 3,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,315,000 | 1,996,000 | 2,658,000 |
| Interest expense | 254,000 | 528,000 | 794,000 | 1,038,000 |
| Net interest income | 388,000 | 787,000 | 1,202,000 | 1,620,000 |
| Noninterest income | 78,000 | 161,000 | 248,000 | 324,000 |
| Noninterest expense | 345,000 | 654,000 | 1,033,000 | 1,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 121,000 | 294,000 | 417,000 | 333,000 |
| Income tax | 0 | 7,000 | 32,000 | 32,000 |
| Net income | 121,000 | 287,000 | 385,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,844,000 | 3,950,000 | 4,049,000 | 3,844,000 |
| Total capital | 4,186,000 | 4,287,000 | 4,388,000 | 4,233,000 |
| Risk-weighted assets | 28,697,000 | 31,121,000 | 29,777,000 | 30,347,000 |