Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 33,176,000 | 36,251,000 | 37,993,000 | 38,384,000 |
| Total loans | 23,592,000 | 25,304,000 | 27,846,000 | 25,423,000 |
| Allowance for loan losses | 225,000 | 292,000 | 308,000 | 352,000 |
| Securities available for sale | 1,863,000 | 1,838,000 | 1,863,000 | 1,872,000 |
| Securities held to maturity | 4,582,000 | 4,581,000 | 4,530,000 | 4,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,273,000 | 32,247,000 | 31,524,000 | 34,253,000 |
| Interest-bearing deposits | 18,856,000 | 22,715,000 | 22,308,000 | 23,400,000 |
| Noninterest-bearing deposits | 9,417,000 | 9,532,000 | 9,216,000 | 10,853,000 |
| Equity capital | 3,718,000 | 3,816,000 | 3,975,000 | 3,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,107,000 | 1,732,000 | 2,374,000 |
| Interest expense | 148,000 | 333,000 | 564,000 | 825,000 |
| Net interest income | 390,000 | 774,000 | 1,168,000 | 1,549,000 |
| Noninterest income | 63,000 | 136,000 | 214,000 | 291,000 |
| Noninterest expense | 358,000 | 700,000 | 1,029,000 | 1,475,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 95,000 | 210,000 | 353,000 | 265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 210,000 | 353,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,740,000 | 3,848,000 | 3,991,000 | 3,723,000 |
| Total capital | 3,965,000 | 4,140,000 | 4,299,000 | 4,073,000 |
| Risk-weighted assets | 25,124,000 | 26,822,000 | 29,245,000 | 27,271,000 |