Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,393,000 | 32,867,000 | 34,019,000 | 33,416,000 |
| Total loans | 22,462,000 | 23,997,000 | 23,866,000 | 23,254,000 |
| Allowance for loan losses | 218,000 | 222,000 | 204,000 | 218,000 |
| Securities available for sale | 0 | 399,000 | 397,000 | 1,870,000 |
| Securities held to maturity | 4,642,000 | 4,555,000 | 4,535,000 | 4,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,006,000 | 28,806,000 | 29,273,000 | 29,646,000 |
| Interest-bearing deposits | 17,283,000 | 20,126,000 | 20,064,000 | 19,236,000 |
| Noninterest-bearing deposits | 8,723,000 | 8,680,000 | 9,209,000 | 10,410,000 |
| Equity capital | 3,832,000 | 3,789,000 | 3,566,000 | 3,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 971,000 | 1,483,000 | 2,037,000 |
| Interest expense | 94,000 | 213,000 | 368,000 | 534,000 |
| Net interest income | 376,000 | 758,000 | 1,115,000 | 1,503,000 |
| Noninterest income | 59,000 | 121,000 | 187,000 | 251,000 |
| Noninterest expense | 358,000 | 695,000 | 1,039,000 | 1,422,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 300,000 |
| Pretax income | 77,000 | 184,000 | -37,000 | 32,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 184,000 | -37,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,832,000 | 3,789,000 | 3,566,000 | 3,637,000 |
| Total capital | 4,050,000 | 4,011,000 | 3,770,000 | 3,855,000 |
| Risk-weighted assets | 23,727,000 | 25,648,000 | 25,704,000 | 24,803,000 |