Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,693,000 | 31,261,000 | 32,404,000 | 31,116,000 |
| Total loans | 18,762,000 | 21,852,000 | 24,159,000 | 22,428,000 |
| Allowance for loan losses | 224,000 | 226,000 | 208,000 | 201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,006,000 | 5,605,000 | 4,777,000 | 4,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,941,000 | 27,320,000 | 26,131,000 | 27,101,000 |
| Interest-bearing deposits | 17,206,000 | 18,803,000 | 17,618,000 | 17,034,000 |
| Noninterest-bearing deposits | 8,735,000 | 8,517,000 | 8,513,000 | 10,067,000 |
| Equity capital | 3,668,000 | 3,803,000 | 3,889,000 | 3,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 881,000 | 1,377,000 | 1,859,000 |
| Interest expense | 58,000 | 120,000 | 201,000 | 282,000 |
| Net interest income | 323,000 | 761,000 | 1,176,000 | 1,577,000 |
| Noninterest income | 45,000 | 96,000 | 155,000 | 215,000 |
| Noninterest expense | 324,000 | 621,000 | 1,009,000 | 1,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 239,000 | 325,000 | 371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 239,000 | 325,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,668,000 | 3,803,000 | 3,889,000 | 3,755,000 |
| Total capital | 3,892,000 | 4,029,000 | 4,097,000 | 3,956,000 |
| Risk-weighted assets | 21,301,000 | 23,622,000 | 25,824,000 | 23,781,000 |