Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,623,000 | 28,733,000 | 28,159,000 | 30,012,000 |
| Total loans | 13,385,000 | 17,298,000 | 17,608,000 | 18,093,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 207,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,859,000 | 7,895,000 | 7,040,000 | 7,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,985,000 | 25,050,000 | 24,394,000 | 26,207,000 |
| Interest-bearing deposits | 16,319,000 | 17,717,000 | 16,117,000 | 17,317,000 |
| Noninterest-bearing deposits | 7,666,000 | 7,332,000 | 8,277,000 | 8,890,000 |
| Equity capital | 3,540,000 | 3,588,000 | 3,669,000 | 3,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 793,000 | 1,206,000 | 1,633,000 |
| Interest expense | 84,000 | 164,000 | 238,000 | 298,000 |
| Net interest income | 316,000 | 629,000 | 968,000 | 1,335,000 |
| Noninterest income | 43,000 | 92,000 | 143,000 | 189,000 |
| Noninterest expense | 274,000 | 543,000 | 853,000 | 1,206,000 |
| Provision for loan losses | 0 | 45,000 | 45,000 | 45,000 |
| Pretax income | 85,000 | 133,000 | 214,000 | 274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 133,000 | 214,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,540,000 | 3,588,000 | 3,669,000 | 3,624,000 |
| Total capital | 3,748,000 | 3,796,000 | 3,877,000 | 3,831,000 |
| Risk-weighted assets | 16,853,000 | 19,967,000 | 20,172,000 | 20,767,000 |