Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,997,000 | 25,887,000 | 25,384,000 | 28,063,000 |
| Total loans | 13,445,000 | 13,888,000 | 13,634,000 | 13,856,000 |
| Allowance for loan losses | 126,000 | 123,000 | 195,000 | 197,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,786,000 | 5,885,000 | 5,827,000 | 7,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,454,000 | 22,305,000 | 21,813,000 | 24,512,000 |
| Interest-bearing deposits | 14,714,000 | 15,318,000 | 15,223,000 | 16,646,000 |
| Noninterest-bearing deposits | 6,740,000 | 6,987,000 | 6,590,000 | 7,866,000 |
| Equity capital | 3,397,000 | 3,458,000 | 3,464,000 | 3,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 803,000 | 1,173,000 | 1,540,000 |
| Interest expense | 113,000 | 215,000 | 314,000 | 407,000 |
| Net interest income | 305,000 | 588,000 | 859,000 | 1,133,000 |
| Noninterest income | 31,000 | 58,000 | 91,000 | 115,000 |
| Noninterest expense | 252,000 | 501,000 | 799,000 | 1,062,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 145,000 |
| Pretax income | -16,000 | 45,000 | 51,000 | 42,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | 45,000 | 51,000 | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,397,000 | 3,458,000 | 3,464,000 | 3,455,000 |
| Total capital | 3,523,000 | 3,581,000 | 3,659,000 | 3,652,000 |
| Risk-weighted assets | 16,411,000 | 16,928,000 | 16,719,000 | 17,689,000 |