Call reports 2001
HOMETOWN NATIONAL BANK — 2001
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,698,000 | 83,579,000 | 81,097,000 | 87,716,000 |
| Total loans | 50,944,000 | 55,907,000 | 59,515,000 | 56,835,000 |
| Allowance for loan losses | 425,000 | 455,000 | 475,000 | 461,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,468,000 | 5,927,000 | 5,504,000 | 3,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,463,000 | 77,352,000 | 74,726,000 | 80,288,000 |
| Interest-bearing deposits | 71,280,000 | 74,285,000 | 71,823,000 | 76,852,000 |
| Noninterest-bearing deposits | 4,183,000 | 3,067,000 | 2,903,000 | 3,436,000 |
| Equity capital | 5,667,000 | 5,779,000 | 5,924,000 | 7,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,517,000 | 3,009,000 | 4,514,000 | 5,834,000 |
| Interest expense | 1,034,000 | 2,007,000 | 2,916,000 | 3,717,000 |
| Net interest income | 483,000 | 1,002,000 | 1,598,000 | 2,117,000 |
| Noninterest income | 193,000 | 397,000 | 514,000 | 642,000 |
| Noninterest expense | 474,000 | 981,000 | 1,426,000 | 1,897,000 |
| Provision for loan losses | 9,000 | 39,000 | 65,000 | 106,000 |
| Pretax income | 193,000 | 379,000 | 621,000 | 756,000 |
| Income tax | 77,000 | 151,000 | 248,000 | 276,000 |
| Net income | 116,000 | 228,000 | 373,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,667,000 | 5,779,000 | 5,924,000 | 7,019,000 |
| Total capital | 6,092,000 | 6,234,000 | 6,399,000 | 7,480,000 |
| Risk-weighted assets | 53,747,000 | 59,328,000 | 62,482,000 | 61,424,000 |