Call reports 2025
PLATINUM BANK — 2025
What PLATINUM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 636,800,000 | 693,900,000 | 719,974,000 | 693,538,000 |
| Total loans | 559,830,000 | 612,202,000 | 609,829,000 | 615,952,000 |
| Allowance for loan losses | 6,666,000 | 8,286,000 | 7,219,000 | 7,118,000 |
| Securities available for sale | 56,668,000 | 53,090,000 | 55,271,000 | 54,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,103,000 | 566,512,000 | 591,523,000 | 557,642,000 |
| Interest-bearing deposits | 425,458,000 | 492,891,000 | 478,541,000 | 438,409,000 |
| Noninterest-bearing deposits | 110,645,000 | 73,621,000 | 112,982,000 | 119,233,000 |
| Equity capital | 52,948,000 | 54,198,000 | 55,854,000 | 58,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,492,000 | 21,627,000 | 33,516,000 | 45,738,000 |
| Interest expense | 4,605,000 | 9,408,000 | 14,601,000 | 19,692,000 |
| Net interest income | 5,887,000 | 12,219,000 | 18,915,000 | 26,046,000 |
| Noninterest income | 766,000 | 2,279,000 | 3,216,000 | 4,746,000 |
| Noninterest expense | 4,008,000 | 8,380,000 | 13,071,000 | 18,024,000 |
| Provision for loan losses | 735,000 | 2,195,000 | 3,380,000 | 4,765,000 |
| Pretax income | 1,910,000 | 3,923,000 | 5,680,000 | 8,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,910,000 | 3,923,000 | 5,680,000 | 8,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,690,000 | 55,687,000 | 56,795,000 | 58,631,000 |
| Total capital | 60,843,000 | 62,311,000 | 63,417,000 | 65,389,000 |
| Risk-weighted assets | 491,756,000 | 528,284,000 | 529,203,000 | 540,249,000 |