Call reports 2015
PLATINUM BANK — 2015
What PLATINUM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 152,390,000 | 185,116,000 | 178,300,000 | 169,869,000 |
| Total loans | 116,530,000 | 122,681,000 | 123,884,000 | 133,558,000 |
| Allowance for loan losses | 1,566,000 | 1,777,000 | 1,742,000 | 1,547,000 |
| Securities available for sale | 24,089,000 | 24,029,000 | 25,438,000 | 23,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,023,000 | 162,743,000 | 155,190,000 | 146,493,000 |
| Interest-bearing deposits | 91,551,000 | 100,562,000 | 96,673,000 | 96,531,000 |
| Noninterest-bearing deposits | 38,472,000 | 62,181,000 | 58,517,000 | 49,962,000 |
| Equity capital | 17,131,000 | 17,063,000 | 17,743,000 | 18,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,301,000 | 4,971,000 | 6,787,000 |
| Interest expense | 237,000 | 474,000 | 693,000 | 890,000 |
| Net interest income | 1,354,000 | 2,827,000 | 4,278,000 | 5,897,000 |
| Noninterest income | 102,000 | 352,000 | 529,000 | 703,000 |
| Noninterest expense | 807,000 | 1,713,000 | 2,671,000 | 3,746,000 |
| Provision for loan losses | 95,000 | 305,000 | 305,000 | 390,000 |
| Pretax income | 530,000 | 1,137,000 | 1,807,000 | 2,418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 530,000 | 1,137,000 | 1,807,000 | 2,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,263,000 | 17,605,000 | 17,971,000 | 18,245,000 |
| Total capital | 18,748,000 | 19,167,000 | 19,558,000 | 19,792,000 |
| Risk-weighted assets | 118,721,000 | 124,766,000 | 126,804,000 | 134,664,000 |