Call reports 2013
PLATINUM BANK — 2013
What PLATINUM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 142,014,000 | 135,375,000 | 136,064,000 | 132,481,000 |
| Total loans | 99,673,000 | 100,857,000 | 102,768,000 | 98,780,000 |
| Allowance for loan losses | 1,169,000 | 1,207,000 | 1,332,000 | 1,474,000 |
| Securities available for sale | 34,291,000 | 26,592,000 | 25,839,000 | 26,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,841,000 | 111,293,000 | 117,799,000 | 117,973,000 |
| Interest-bearing deposits | 97,882,000 | 80,701,000 | 85,751,000 | 84,182,000 |
| Noninterest-bearing deposits | 25,959,000 | 30,592,000 | 32,048,000 | 33,791,000 |
| Equity capital | 15,008,000 | 13,956,000 | 13,924,000 | 14,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,416,000 | 5,121,000 | 6,712,000 |
| Interest expense | 280,000 | 548,000 | 824,000 | 1,110,000 |
| Net interest income | 1,448,000 | 2,868,000 | 4,297,000 | 5,602,000 |
| Noninterest income | 72,000 | 178,000 | 405,000 | 437,000 |
| Noninterest expense | 930,000 | 1,872,000 | 2,788,000 | 3,567,000 |
| Provision for loan losses | 125,000 | 275,000 | 400,000 | 460,000 |
| Pretax income | 663,000 | 1,116,000 | 1,731,000 | 2,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,116,000 | 1,731,000 | 2,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,100,000 | 15,235,000 | 15,632,000 | 15,835,000 |
| Total capital | 16,269,000 | 16,435,000 | 16,861,000 | 17,031,000 |
| Risk-weighted assets | 98,434,000 | 97,617,000 | 98,208,000 | 95,415,000 |