Call reports 2012
PLATINUM BANK — 2012
What PLATINUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,198,000 | 151,123,000 | 153,390,000 | 155,722,000 |
| Total loans | 88,817,000 | 89,942,000 | 95,941,000 | 96,629,000 |
| Allowance for loan losses | 1,005,000 | 1,042,000 | 1,083,000 | 1,100,000 |
| Securities available for sale | 42,360,000 | 51,147,000 | 48,852,000 | 47,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,849,000 | 135,974,000 | 129,195,000 | 133,542,000 |
| Interest-bearing deposits | 103,598,000 | 116,881,000 | 105,993,000 | 101,173,000 |
| Noninterest-bearing deposits | 18,251,000 | 19,093,000 | 23,202,000 | 32,369,000 |
| Equity capital | 14,328,000 | 14,751,000 | 15,169,000 | 15,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,609,000 | 3,219,000 | 5,001,000 | 6,719,000 |
| Interest expense | 406,000 | 800,000 | 1,152,000 | 1,473,000 |
| Net interest income | 1,203,000 | 2,419,000 | 3,849,000 | 5,246,000 |
| Noninterest income | 69,000 | 172,000 | 234,000 | 185,000 |
| Noninterest expense | 899,000 | 1,846,000 | 2,924,000 | 3,933,000 |
| Provision for loan losses | 30,000 | 107,000 | 160,000 | 178,000 |
| Pretax income | 367,000 | 750,000 | 1,154,000 | 1,459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 367,000 | 750,000 | 1,154,000 | 1,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,183,000 | 14,341,000 | 14,563,000 | 14,868,000 |
| Total capital | 15,188,000 | 15,383,000 | 15,646,000 | 15,968,000 |
| Risk-weighted assets | 95,170,000 | 105,938,000 | 95,642,000 | 100,093,000 |