Call reports 2003
DEUEL COUNTY STATE BANK — 2003
What DEUEL COUNTY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 36,221,000 | 34,201,000 | 30,736,000 |
| Total loans | 27,239,000 | 27,548,000 | 22,841,000 |
| Allowance for loan losses | 516,000 | 2,981,000 | 1,628,000 |
| Securities available for sale | 2,111,000 | 3,625,000 | 3,022,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 32,115,000 | 32,548,000 | 28,919,000 |
| Interest-bearing deposits | 29,399,000 | 28,955,000 | 26,246,000 |
| Noninterest-bearing deposits | 2,716,000 | 3,594,000 | 2,673,000 |
| Equity capital | 2,722,000 | 269,000 | 455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 515,000 | 984,000 | 1,495,000 |
| Interest expense | 223,000 | 441,000 | 640,000 |
| Net interest income | 292,000 | 543,000 | 855,000 |
| Noninterest income | 20,000 | 42,000 | 63,000 |
| Noninterest expense | 173,000 | 373,000 | 662,000 |
| Provision for loan losses | 20,000 | 2,553,000 | 2,375,000 |
| Pretax income | 119,000 | -2,341,000 | -2,119,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 119,000 | -2,341,000 | -2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 2,701,000 | 241,000 | 463,000 |
| Total capital | 3,060,000 | 482,000 | 787,000 |
| Risk-weighted assets | 28,563,000 | 27,763,000 | 24,623,000 |