Call reports 2002
DEUEL COUNTY STATE BANK — 2002
What DEUEL COUNTY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,301,000 | 36,620,000 | 36,565,000 | 35,743,000 |
| Total loans | 26,958,000 | 28,355,000 | 27,714,000 | 27,631,000 |
| Allowance for loan losses | 204,000 | 205,000 | 222,000 | 549,000 |
| Securities available for sale | 2,680,000 | 2,499,000 | 2,610,000 | 1,990,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,030,000 | 32,266,000 | 32,186,000 | 31,743,000 |
| Interest-bearing deposits | 28,903,000 | 29,600,000 | 29,431,000 | 28,658,000 |
| Noninterest-bearing deposits | 2,127,000 | 2,666,000 | 2,755,000 | 3,085,000 |
| Equity capital | 2,873,000 | 2,951,000 | 2,978,000 | 2,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,171,000 | 1,748,000 | 2,255,000 |
| Interest expense | 311,000 | 571,000 | 816,000 | 1,047,000 |
| Net interest income | 284,000 | 600,000 | 932,000 | 1,208,000 |
| Noninterest income | 29,000 | 60,000 | 81,000 | 108,000 |
| Noninterest expense | 231,000 | 440,000 | 617,000 | 1,246,000 |
| Provision for loan losses | 0 | 0 | 105,000 | 135,000 |
| Pretax income | 82,000 | 220,000 | 291,000 | -65,000 |
| Income tax | 11,000 | 11,000 | 11,000 | 11,000 |
| Net income | 71,000 | 209,000 | 280,000 | -76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,829,000 | 2,917,000 | 2,937,000 | 2,582,000 |
| Total capital | 3,033,000 | 3,122,000 | 3,159,000 | 2,951,000 |
| Risk-weighted assets | 28,574,000 | 29,546,000 | 29,351,000 | 29,357,000 |