Call reports 2001
DEUEL COUNTY STATE BANK — 2001
What DEUEL COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,559,000 | 35,913,000 | 36,923,000 | 37,741,000 |
| Total loans | 24,230,000 | 24,051,000 | 24,898,000 | 27,078,000 |
| Allowance for loan losses | 226,000 | 214,000 | 204,000 | 204,000 |
| Securities available for sale | 3,659,000 | 2,854,000 | 2,939,000 | 3,113,000 |
| Securities held to maturity | 280,000 | 230,000 | 230,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,727,000 | 31,134,000 | 32,566,000 | 33,452,000 |
| Interest-bearing deposits | 2,925,000 | 28,017,000 | 29,428,000 | 29,789,000 |
| Noninterest-bearing deposits | 27,802,000 | 3,117,000 | 3,138,000 | 3,663,000 |
| Equity capital | 2,830,000 | 2,776,000 | 2,842,000 | 2,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,302,000 | 1,946,000 | 2,576,000 |
| Interest expense | 395,000 | 814,000 | 1,231,000 | 1,603,000 |
| Net interest income | 256,000 | 488,000 | 715,000 | 973,000 |
| Noninterest income | 21,000 | 46,000 | 67,000 | 98,000 |
| Noninterest expense | 182,000 | 360,000 | 520,000 | 778,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 174,000 | 262,000 | 293,000 |
| Income tax | 22,000 | 22,000 | 22,000 | 22,000 |
| Net income | 73,000 | 152,000 | 240,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,760,000 | 2,711,000 | 2,777,000 | 2,758,000 |
| Total capital | 2,986,000 | 2,925,000 | 2,981,000 | 2,962,000 |
| Risk-weighted assets | 25,860,000 | 26,260,000 | 26,696,000 | 28,732,000 |