Call reports 2014
CENTRIX BANK AND TRUST — 2014
What CENTRIX BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 950,891,000 | 979,410,000 | 965,808,000 |
| Total loans | 714,731,000 | 744,738,000 | 729,845,000 |
| Allowance for loan losses | 7,628,000 | 8,315,000 | 8,053,000 |
| Securities available for sale | 180,337,000 | 180,504,000 | 172,418,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 2,470,000 | 2,427,000 |
| Total deposits | 776,823,000 | 802,160,000 | 728,316,000 |
| Interest-bearing deposits | 624,771,000 | 624,053,000 | 556,572,000 |
| Noninterest-bearing deposits | 152,052,000 | 178,107,000 | 171,744,000 |
| Equity capital | 88,159,000 | 91,333,000 | 92,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 9,160,000 | 18,764,000 | 28,432,000 |
| Interest expense | 1,364,000 | 2,821,000 | 4,302,000 |
| Net interest income | 7,796,000 | 15,943,000 | 24,130,000 |
| Noninterest income | 330,000 | 661,000 | 1,015,000 |
| Noninterest expense | 4,423,000 | 8,963,000 | 13,722,000 |
| Provision for loan losses | 364,000 | 1,044,000 | 975,000 |
| Pretax income | 3,339,000 | 6,598,000 | 10,456,000 |
| Income tax | 1,274,000 | 2,584,000 | 4,189,000 |
| Net income | 2,065,000 | 4,014,000 | 6,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 88,403,000 | 90,310,000 | 92,517,000 |
| Total capital | 102,031,000 | 104,625,000 | 106,570,000 |
| Risk-weighted assets | 785,247,000 | 818,346,000 | 807,702,000 |