Call reports 2013
CENTRIX BANK AND TRUST — 2013
What CENTRIX BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 850,873,000 | 895,031,000 | 909,137,000 | 907,684,000 |
| Total loans | 628,136,000 | 645,963,000 | 665,585,000 | 690,270,000 |
| Allowance for loan losses | 7,158,000 | 7,087,000 | 7,940,000 | 7,558,000 |
| Securities available for sale | 182,374,000 | 192,320,000 | 175,650,000 | 169,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,878,000 | 724,191,000 | 732,730,000 | 733,644,000 |
| Interest-bearing deposits | 542,554,000 | 564,522,000 | 550,577,000 | 562,623,000 |
| Noninterest-bearing deposits | 146,324,000 | 159,669,000 | 182,153,000 | 171,021,000 |
| Equity capital | 81,646,000 | 83,074,000 | 82,544,000 | 85,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,305,000 | 16,739,000 | 25,540,000 | 34,555,000 |
| Interest expense | 1,129,000 | 2,274,000 | 3,445,000 | 4,691,000 |
| Net interest income | 7,176,000 | 14,465,000 | 22,095,000 | 29,864,000 |
| Noninterest income | 329,000 | 658,000 | 1,006,000 | 1,370,000 |
| Noninterest expense | 4,236,000 | 8,301,000 | 13,472,000 | 17,817,000 |
| Provision for loan losses | 453,000 | 631,000 | 1,478,000 | 1,849,000 |
| Pretax income | 2,816,000 | 6,191,000 | 8,151,000 | 11,568,000 |
| Income tax | 1,054,000 | 2,338,000 | 2,601,000 | 3,910,000 |
| Net income | 1,762,000 | 3,853,000 | 5,550,000 | 7,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,479,000 | 81,730,000 | 83,824,000 | 86,110,000 |
| Total capital | 92,637,000 | 94,818,000 | 97,764,000 | 99,668,000 |
| Risk-weighted assets | 680,681,000 | 701,040,000 | 730,109,000 | 755,219,000 |