Call reports 2012
CENTRIX BANK AND TRUST — 2012
What CENTRIX BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 775,872,000 | 800,194,000 | 820,071,000 | 823,398,000 |
| Total loans | 548,216,000 | 566,602,000 | 583,898,000 | 612,299,000 |
| Allowance for loan losses | 6,340,000 | 6,664,000 | 6,731,000 | 6,704,000 |
| Securities available for sale | 192,941,000 | 189,281,000 | 189,031,000 | 165,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,745,000 | 651,366,000 | 661,465,000 | 633,680,000 |
| Interest-bearing deposits | 507,453,000 | 500,759,000 | 510,373,000 | 484,666,000 |
| Noninterest-bearing deposits | 128,292,000 | 150,607,000 | 151,092,000 | 149,014,000 |
| Equity capital | 75,299,000 | 77,226,000 | 79,820,000 | 80,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,296,000 | 16,535,000 | 24,957,000 | 33,276,000 |
| Interest expense | 1,375,000 | 2,677,000 | 3,965,000 | 5,385,000 |
| Net interest income | 6,921,000 | 13,858,000 | 20,992,000 | 27,891,000 |
| Noninterest income | 191,000 | 427,000 | 703,000 | 1,087,000 |
| Noninterest expense | 4,181,000 | 8,341,000 | 12,513,000 | 16,328,000 |
| Provision for loan losses | 319,000 | 734,000 | 1,056,000 | 3,215,000 |
| Pretax income | 2,612,000 | 6,570,000 | 9,486,000 | 10,795,000 |
| Income tax | 990,000 | 2,478,000 | 3,593,000 | 3,931,000 |
| Net income | 1,622,000 | 4,092,000 | 5,893,000 | 6,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,267,000 | 74,736,000 | 76,531,000 | 77,664,000 |
| Total capital | 84,607,000 | 87,401,000 | 89,262,000 | 90,368,000 |
| Risk-weighted assets | 583,230,000 | 604,403,000 | 631,170,000 | 655,706,000 |