Call reports 2011
CENTRIX BANK AND TRUST — 2011
What CENTRIX BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 693,296,000 | 709,376,000 | 758,877,000 | 757,556,000 |
| Total loans | 486,954,000 | 488,506,000 | 516,903,000 | 545,205,000 |
| Allowance for loan losses | 5,835,000 | 6,167,000 | 5,913,000 | 6,143,000 |
| Securities available for sale | 185,587,000 | 179,743,000 | 187,664,000 | 190,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,231,000 | 581,542,000 | 603,207,000 | 606,804,000 |
| Interest-bearing deposits | 450,456,000 | 462,027,000 | 472,480,000 | 484,169,000 |
| Noninterest-bearing deposits | 101,775,000 | 119,515,000 | 130,727,000 | 122,635,000 |
| Equity capital | 50,551,000 | 53,242,000 | 72,367,000 | 73,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,927,000 | 16,249,000 | 24,585,000 | 32,958,000 |
| Interest expense | 1,727,000 | 3,413,000 | 5,060,000 | 6,580,000 |
| Net interest income | 6,200,000 | 12,836,000 | 19,525,000 | 26,378,000 |
| Noninterest income | 163,000 | 348,000 | 443,000 | 639,000 |
| Noninterest expense | 4,013,000 | 7,885,000 | 11,744,000 | 15,620,000 |
| Provision for loan losses | 282,000 | 608,000 | 983,000 | 1,490,000 |
| Pretax income | 2,068,000 | 4,691,000 | 7,241,000 | 9,907,000 |
| Income tax | 804,000 | 1,822,000 | 2,814,000 | 3,793,000 |
| Net income | 1,264,000 | 2,869,000 | 4,427,000 | 6,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,134,000 | 50,696,000 | 68,817,000 | 70,418,000 |
| Total capital | 60,969,000 | 62,863,000 | 80,730,000 | 82,561,000 |
| Risk-weighted assets | 515,098,000 | 525,132,000 | 551,541,000 | 579,686,000 |