Call reports 2010
CENTRIX BANK AND TRUST — 2010
What CENTRIX BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 609,642,000 | 647,348,000 | 660,166,000 | 683,785,000 |
| Total loans | 433,494,000 | 454,975,000 | 475,378,000 | 482,582,000 |
| Allowance for loan losses | 5,438,000 | 5,584,000 | 5,495,000 | 5,811,000 |
| Securities available for sale | 157,701,000 | 141,724,000 | 157,210,000 | 178,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,491,000 | 544,081,000 | 530,830,000 | 555,021,000 |
| Interest-bearing deposits | 425,810,000 | 442,830,000 | 432,766,000 | 451,967,000 |
| Noninterest-bearing deposits | 84,681,000 | 101,251,000 | 98,064,000 | 103,054,000 |
| Equity capital | 45,876,000 | 47,876,000 | 49,526,000 | 49,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,572,000 | 15,319,000 | 23,197,000 | 31,149,000 |
| Interest expense | 2,018,000 | 3,907,000 | 5,790,000 | 7,672,000 |
| Net interest income | 5,554,000 | 11,412,000 | 17,407,000 | 23,477,000 |
| Noninterest income | 146,000 | 335,000 | 508,000 | 684,000 |
| Noninterest expense | 3,442,000 | 6,997,000 | 10,600,000 | 14,273,000 |
| Provision for loan losses | 327,000 | 493,000 | 906,000 | 1,651,000 |
| Pretax income | 3,308,000 | 5,634,000 | 7,786,000 | 9,614,000 |
| Income tax | 1,279,000 | 2,129,000 | 2,954,000 | 3,703,000 |
| Net income | 2,029,000 | 3,505,000 | 4,832,000 | 5,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,303,000 | 45,703,000 | 46,949,000 | 47,932,000 |
| Total capital | 55,741,000 | 57,287,000 | 58,444,000 | 59,743,000 |
| Risk-weighted assets | 462,308,000 | 480,106,000 | 490,086,000 | 500,579,000 |