Call reports 2009
CENTRIX BANK AND TRUST — 2009
What CENTRIX BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 536,466,000 | 557,686,000 | 582,783,000 | 591,253,000 |
| Total loans | 374,717,000 | 407,755,000 | 413,634,000 | 427,650,000 |
| Allowance for loan losses | 3,822,000 | 4,311,000 | 4,809,000 | 5,180,000 |
| Securities available for sale | 107,636,000 | 107,431,000 | 147,441,000 | 143,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,808,000 | 453,684,000 | 484,426,000 | 491,685,000 |
| Interest-bearing deposits | 353,998,000 | 364,963,000 | 395,053,000 | 405,667,000 |
| Noninterest-bearing deposits | 82,810,000 | 88,721,000 | 89,373,000 | 86,018,000 |
| Equity capital | 41,434,000 | 42,285,000 | 43,371,000 | 44,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,729,000 | 13,815,000 | 21,008,000 | 28,757,000 |
| Interest expense | 2,219,000 | 4,576,000 | 6,969,000 | 9,199,000 |
| Net interest income | 4,510,000 | 9,239,000 | 14,039,000 | 19,558,000 |
| Noninterest income | 123,000 | 279,000 | 435,000 | 596,000 |
| Noninterest expense | 3,032,000 | 6,271,000 | 9,429,000 | 12,510,000 |
| Provision for loan losses | 241,000 | 1,151,000 | 1,793,000 | 2,218,000 |
| Pretax income | 1,360,000 | 2,096,000 | 3,252,000 | 5,426,000 |
| Income tax | 524,000 | 792,000 | 1,209,000 | 2,020,000 |
| Net income | 836,000 | 1,304,000 | 2,043,000 | 3,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,807,000 | 40,303,000 | 40,962,000 | 42,266,000 |
| Total capital | 49,629,000 | 50,614,000 | 51,771,000 | 53,446,000 |
| Risk-weighted assets | 402,727,000 | 423,610,000 | 434,363,000 | 450,710,000 |