Call reports 2006
CENTRIX BANK AND TRUST — 2006
What CENTRIX BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 285,134,000 | 314,544,000 | 312,248,000 | 324,479,000 |
| Total loans | 220,477,000 | 234,710,000 | 239,303,000 | 253,045,000 |
| Allowance for loan losses | 2,397,000 | 2,546,000 | 2,723,000 | 2,895,000 |
| Securities available for sale | 44,120,000 | 46,656,000 | 47,774,000 | 47,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,176,000 | 259,544,000 | 244,431,000 | 257,283,000 |
| Interest-bearing deposits | 171,736,000 | 195,237,000 | 187,341,000 | 199,567,000 |
| Noninterest-bearing deposits | 55,440,000 | 64,307,000 | 57,090,000 | 57,716,000 |
| Equity capital | 21,171,000 | 21,565,000 | 22,653,000 | 23,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,531,000 | 9,616,000 | 15,068,000 | 20,834,000 |
| Interest expense | 1,693,000 | 3,774,000 | 6,029,000 | 8,524,000 |
| Net interest income | 2,838,000 | 5,842,000 | 9,039,000 | 12,310,000 |
| Noninterest income | 92,000 | 176,000 | 265,000 | 358,000 |
| Noninterest expense | 1,851,000 | 3,903,000 | 5,811,000 | 7,636,000 |
| Provision for loan losses | 202,000 | 351,000 | 528,000 | 724,000 |
| Pretax income | 877,000 | 1,764,000 | 2,965,000 | 4,308,000 |
| Income tax | 324,000 | 510,000 | 958,000 | 1,515,000 |
| Net income | 553,000 | 1,254,000 | 2,007,000 | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,758,000 | 22,486,000 | 23,268,000 | 24,080,000 |
| Total capital | 30,155,000 | 31,032,000 | 31,991,000 | 32,975,000 |
| Risk-weighted assets | 240,793,000 | 260,051,000 | 262,063,000 | 273,226,000 |