Call reports 2002
CENTRIX BANK AND TRUST — 2002
What CENTRIX BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,717,000 | 104,225,000 | 104,896,000 | 109,348,000 |
| Total loans | 51,223,000 | 58,951,000 | 63,447,000 | 70,962,000 |
| Allowance for loan losses | 526,000 | 596,000 | 645,000 | 731,000 |
| Securities available for sale | 16,114,000 | 16,378,000 | 15,574,000 | 16,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,568,000 | 84,024,000 | 86,990,000 | 90,820,000 |
| Interest-bearing deposits | 42,790,000 | 46,209,000 | 46,017,000 | 55,598,000 |
| Noninterest-bearing deposits | 25,778,000 | 37,815,000 | 40,973,000 | 35,222,000 |
| Equity capital | 8,295,000 | 8,592,000 | 8,881,000 | 9,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,480,000 | 3,834,000 | 5,292,000 |
| Interest expense | 333,000 | 658,000 | 1,001,000 | 1,372,000 |
| Net interest income | 858,000 | 1,822,000 | 2,833,000 | 3,920,000 |
| Noninterest income | 31,000 | 82,000 | 138,000 | 203,000 |
| Noninterest expense | 627,000 | 1,299,000 | 2,024,000 | 2,768,000 |
| Provision for loan losses | 69,000 | 139,000 | 188,000 | 229,000 |
| Pretax income | 300,000 | 573,000 | 866,000 | 1,233,000 |
| Income tax | 111,000 | 212,000 | 317,000 | 453,000 |
| Net income | 189,000 | 361,000 | 549,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,038,000 | 8,210,000 | 8,398,000 | 8,629,000 |
| Total capital | 8,564,000 | 8,806,000 | 9,043,000 | 9,360,000 |
| Risk-weighted assets | 59,643,000 | 68,407,000 | 72,080,000 | 80,108,000 |