Call reports 2001
CENTRIX BANK AND TRUST — 2001
What CENTRIX BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,271,000 | 78,163,000 | 78,036,000 | 83,567,000 |
| Total loans | 31,066,000 | 36,703,000 | 39,113,000 | 44,914,000 |
| Allowance for loan losses | 320,000 | 369,000 | 430,000 | 457,000 |
| Securities available for sale | 17,975,000 | 18,024,000 | 19,366,000 | 18,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,955,000 | 58,686,000 | 58,272,000 | 66,827,000 |
| Interest-bearing deposits | 30,556,000 | 35,804,000 | 35,647,000 | 43,021,000 |
| Noninterest-bearing deposits | 13,399,000 | 22,882,000 | 22,625,000 | 23,806,000 |
| Equity capital | 7,835,000 | 7,945,000 | 8,204,000 | 8,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,227,000 | 3,440,000 | 4,619,000 |
| Interest expense | 413,000 | 820,000 | 1,256,000 | 1,635,000 |
| Net interest income | 660,000 | 1,407,000 | 2,184,000 | 2,984,000 |
| Noninterest income | 23,000 | 44,000 | 76,000 | 107,000 |
| Noninterest expense | 531,000 | 1,073,000 | 1,619,000 | 2,170,000 |
| Provision for loan losses | 50,000 | 103,000 | 164,000 | 276,000 |
| Pretax income | 183,000 | 356,000 | 558,000 | 726,000 |
| Income tax | 73,000 | 142,000 | 223,000 | 261,000 |
| Net income | 110,000 | 214,000 | 335,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,493,000 | 7,597,000 | 7,719,000 | 7,849,000 |
| Total capital | 7,813,000 | 7,966,000 | 8,149,000 | 8,306,000 |
| Risk-weighted assets | 37,750,000 | 46,383,000 | 47,147,000 | 53,298,000 |