Call reports 2019
FIRST NATIONAL BANK OF MCHENRY, THE — 2019
What FIRST NATIONAL BANK OF MCHENRY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 174,857,000 | 176,736,000 |
| Total loans | 41,516,000 | 39,825,000 |
| Allowance for loan losses | 1,000 | 1,000 |
| Securities available for sale | 60,481,000 | 52,078,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 150,020,000 | 151,354,000 |
| Interest-bearing deposits | 124,591,000 | 126,830,000 |
| Noninterest-bearing deposits | 25,429,000 | 24,524,000 |
| Equity capital | 22,758,000 | 23,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 490,000 | 1,891,000 |
| Interest expense | 62,000 | 255,000 |
| Net interest income | 428,000 | 1,636,000 |
| Noninterest income | 47,000 | 211,000 |
| Noninterest expense | 1,773,000 | 2,672,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -1,139,000 | -624,000 |
| Income tax | -337,000 | -201,000 |
| Net income | -802,000 | -423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 15,183,000 | 15,655,000 |
| Total capital | 15,184,000 | 15,656,000 |
| Risk-weighted assets | 54,585,000 | 53,125,000 |