Call reports 2017
FIRST NATIONAL BANK OF MCHENRY, THE — 2017
What FIRST NATIONAL BANK OF MCHENRY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 167,567,000 | 173,581,000 | 177,387,000 | 174,087,000 |
| Total loans | 45,660,000 | 46,735,000 | 47,013,000 | 45,737,000 |
| Allowance for loan losses | 644,000 | 642,000 | 757,000 | 757,000 |
| Securities available for sale | 99,517,000 | 99,837,000 | 100,354,000 | 105,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,518,000 | 156,878,000 | 160,740,000 | 158,046,000 |
| Interest-bearing deposits | 126,839,000 | 131,991,000 | 136,848,000 | 134,073,000 |
| Noninterest-bearing deposits | 24,679,000 | 24,887,000 | 23,892,000 | 23,973,000 |
| Equity capital | 15,637,000 | 16,348,000 | 16,307,000 | 15,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,400,000 | 3,643,000 | 4,890,000 |
| Interest expense | 113,000 | 231,000 | 366,000 | 514,000 |
| Net interest income | 1,072,000 | 2,169,000 | 3,277,000 | 4,376,000 |
| Noninterest income | 162,000 | 361,000 | 504,000 | 618,000 |
| Noninterest expense | 1,009,000 | 2,021,000 | 3,010,000 | 4,001,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 219,000 | 510,000 | 772,000 | 1,007,000 |
| Income tax | 55,000 | 138,000 | 213,000 | 270,000 |
| Net income | 164,000 | 372,000 | 559,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,805,000 | 15,932,000 | 16,039,000 | 16,055,000 |
| Total capital | 16,449,000 | 16,574,000 | 16,796,000 | 16,812,000 |
| Risk-weighted assets | 77,449,000 | 75,834,000 | 76,152,000 | 73,369,000 |