Call reports 2016
FIRST NATIONAL BANK OF MCHENRY, THE — 2016
What FIRST NATIONAL BANK OF MCHENRY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,061,000 | 167,085,000 | 170,763,000 | 166,559,000 |
| Total loans | 45,681,000 | 48,660,000 | 46,378,000 | 46,128,000 |
| Allowance for loan losses | 709,000 | 711,000 | 620,000 | 631,000 |
| Securities available for sale | 95,499,000 | 92,200,000 | 95,291,000 | 98,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,929,000 | 149,170,000 | 153,001,000 | 150,815,000 |
| Interest-bearing deposits | 91,971,000 | 124,553,000 | 128,544,000 | 126,415,000 |
| Noninterest-bearing deposits | 49,957,000 | 24,617,000 | 24,457,000 | 24,400,000 |
| Equity capital | 16,390,000 | 16,970,000 | 16,917,000 | 15,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,292,000 | 3,463,000 | 4,645,000 |
| Interest expense | 104,000 | 206,000 | 316,000 | 430,000 |
| Net interest income | 1,039,000 | 2,086,000 | 3,147,000 | 4,215,000 |
| Noninterest income | 180,000 | 363,000 | 506,000 | 513,000 |
| Noninterest expense | 1,050,000 | 2,082,000 | 3,106,000 | 4,130,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 15,000 |
| Pretax income | 282,000 | 494,000 | 674,000 | 753,000 |
| Income tax | 73,000 | 121,000 | 158,000 | 155,000 |
| Net income | 209,000 | 373,000 | 516,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,573,000 | 15,657,000 | 15,719,000 | 15,721,000 |
| Total capital | 16,282,000 | 16,368,000 | 16,339,000 | 16,352,000 |
| Risk-weighted assets | 73,498,000 | 76,273,000 | 75,066,000 | 76,910,000 |