Call reports 2015
FIRST NATIONAL BANK OF MCHENRY, THE — 2015
What FIRST NATIONAL BANK OF MCHENRY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 157,878,000 | 160,985,000 | 165,317,000 | 162,198,000 |
| Total loans | 46,410,000 | 46,370,000 | 46,221,000 | 46,151,000 |
| Allowance for loan losses | 793,000 | 736,000 | 737,000 | 701,000 |
| Securities available for sale | 90,295,000 | 92,289,000 | 95,454,000 | 96,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,364,000 | 144,829,000 | 148,895,000 | 145,834,000 |
| Interest-bearing deposits | 94,234,000 | 91,774,000 | 92,601,000 | 92,410,000 |
| Noninterest-bearing deposits | 47,130,000 | 53,055,000 | 56,294,000 | 53,424,000 |
| Equity capital | 15,853,000 | 15,709,000 | 15,935,000 | 15,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,272,000 | 3,429,000 | 4,573,000 |
| Interest expense | 104,000 | 208,000 | 319,000 | 437,000 |
| Net interest income | 1,027,000 | 2,064,000 | 3,110,000 | 4,136,000 |
| Noninterest income | 166,000 | 319,000 | 458,000 | 646,000 |
| Noninterest expense | 1,049,000 | 2,109,000 | 3,170,000 | 4,258,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 125,000 | 278,000 | 408,000 | 543,000 |
| Income tax | 8,000 | 25,000 | 33,000 | 29,000 |
| Net income | 117,000 | 253,000 | 375,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,863,000 | 15,288,000 | 15,369,000 | 15,427,000 |
| Total capital | 15,656,000 | 16,024,000 | 16,106,000 | 16,128,000 |
| Risk-weighted assets | 77,221,000 | 77,468,000 | 75,497,000 | 73,850,000 |