Call reports 2013
FIRST NATIONAL BANK OF MCHENRY, THE — 2013
What FIRST NATIONAL BANK OF MCHENRY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 153,524,000 | 153,322,000 | 154,740,000 | 153,462,000 |
| Total loans | 53,381,000 | 52,327,000 | 49,124,000 | 48,313,000 |
| Allowance for loan losses | 958,000 | 963,000 | 950,000 | 865,000 |
| Securities available for sale | 84,659,000 | 82,785,000 | 85,789,000 | 90,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,529,000 | 136,820,000 | 138,838,000 | 137,176,000 |
| Interest-bearing deposits | 101,011,000 | 98,402,000 | 98,620,000 | 99,040,000 |
| Noninterest-bearing deposits | 34,518,000 | 38,418,000 | 40,218,000 | 38,136,000 |
| Equity capital | 15,399,000 | 14,453,000 | 14,003,000 | 14,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,415,000 | 3,590,000 | 4,747,000 |
| Interest expense | 152,000 | 290,000 | 430,000 | 568,000 |
| Net interest income | 1,060,000 | 2,125,000 | 3,160,000 | 4,179,000 |
| Noninterest income | 169,000 | 308,000 | 374,000 | 547,000 |
| Noninterest expense | 1,063,000 | 2,077,000 | 3,173,000 | 4,244,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 231,000 | 451,000 | 446,000 | 570,000 |
| Income tax | 46,000 | 87,000 | 80,000 | 14,000 |
| Net income | 185,000 | 364,000 | 366,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,572,000 | 14,696,000 | 14,644,000 | 14,781,000 |
| Total capital | 15,410,000 | 15,540,000 | 15,491,000 | 15,620,000 |
| Risk-weighted assets | 66,903,000 | 67,409,000 | 67,714,000 | 67,092,000 |