Call reports 2011
FIRST NATIONAL BANK OF MCHENRY, THE — 2011
What FIRST NATIONAL BANK OF MCHENRY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 144,537,000 | 148,874,000 | 153,254,000 | 152,931,000 |
| Total loans | 66,916,000 | 65,160,000 | 64,040,000 | 63,657,000 |
| Allowance for loan losses | 1,152,000 | 1,161,000 | 1,155,000 | 916,000 |
| Securities available for sale | 63,930,000 | 67,521,000 | 71,040,000 | 79,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,102,000 | 131,674,000 | 135,772,000 | 134,990,000 |
| Interest-bearing deposits | 95,640,000 | 95,820,000 | 96,188,000 | 96,840,000 |
| Noninterest-bearing deposits | 32,462,000 | 35,854,000 | 39,584,000 | 38,150,000 |
| Equity capital | 13,980,000 | 14,603,000 | 14,928,000 | 14,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,955,000 | 4,418,000 | 5,879,000 |
| Interest expense | 243,000 | 470,000 | 695,000 | 912,000 |
| Net interest income | 1,229,000 | 2,485,000 | 3,723,000 | 4,967,000 |
| Noninterest income | 170,000 | 355,000 | 531,000 | 690,000 |
| Noninterest expense | 1,157,000 | 2,310,000 | 3,459,000 | 4,543,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 55,000 |
| Pretax income | 243,000 | 636,000 | 900,000 | 1,204,000 |
| Income tax | 57,000 | 169,000 | 224,000 | 287,000 |
| Net income | 186,000 | 467,000 | 676,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,595,000 | 13,816,000 | 13,955,000 | 14,072,000 |
| Total capital | 14,571,000 | 14,771,000 | 14,933,000 | 14,988,000 |
| Risk-weighted assets | 77,942,000 | 76,238,000 | 78,084,000 | 77,083,000 |