Call reports 2010
FIRST NATIONAL BANK OF MCHENRY, THE — 2010
What FIRST NATIONAL BANK OF MCHENRY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 141,510,000 | 144,243,000 | 143,770,000 | 144,686,000 |
| Total loans | 73,061,000 | 73,581,000 | 71,285,000 | 68,686,000 |
| Allowance for loan losses | 1,127,000 | 1,140,000 | 1,333,000 | 1,142,000 |
| Securities available for sale | 57,346,000 | 57,511,000 | 61,331,000 | 60,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,033,000 | 126,177,000 | 127,011,000 | 128,530,000 |
| Interest-bearing deposits | 92,201,000 | 91,654,000 | 90,372,000 | 92,098,000 |
| Noninterest-bearing deposits | 30,832,000 | 34,523,000 | 36,639,000 | 36,432,000 |
| Equity capital | 13,752,000 | 13,875,000 | 14,174,000 | 13,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,136,000 | 4,702,000 | 6,221,000 |
| Interest expense | 312,000 | 607,000 | 895,000 | 1,161,000 |
| Net interest income | 1,238,000 | 2,529,000 | 3,807,000 | 5,060,000 |
| Noninterest income | 159,000 | 342,000 | 460,000 | 645,000 |
| Noninterest expense | 1,105,000 | 2,228,000 | 3,360,000 | 4,487,000 |
| Provision for loan losses | 90,000 | 180,000 | 504,000 | 504,000 |
| Pretax income | 511,000 | 926,000 | 930,000 | 1,383,000 |
| Income tax | 89,000 | 231,000 | 308,000 | 393,000 |
| Net income | 422,000 | 695,000 | 622,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,097,000 | 13,276,000 | 13,149,000 | 13,470,000 |
| Total capital | 14,145,000 | 14,339,000 | 14,174,000 | 14,466,000 |
| Risk-weighted assets | 83,923,000 | 84,991,000 | 81,628,000 | 79,578,000 |