Call reports 2010
COPPER STAR BANK — 2010
What COPPER STAR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 215,193,000 | 204,416,000 | 203,955,000 |
| Total loans | 166,755,000 | 158,446,000 | 137,485,000 |
| Allowance for loan losses | 6,102,000 | 8,286,000 | 8,796,000 |
| Securities available for sale | 16,213,000 | 8,772,000 | 13,852,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 190,160,000 | 187,375,000 | 190,182,000 |
| Interest-bearing deposits | 177,470,000 | 174,390,000 | 175,246,000 |
| Noninterest-bearing deposits | 12,690,000 | 12,985,000 | 14,936,000 |
| Equity capital | 12,685,000 | 7,779,000 | -2,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 1,987,000 | 4,209,000 | 5,820,000 |
| Interest expense | 1,219,000 | 2,297,000 | 3,360,000 |
| Net interest income | 768,000 | 1,912,000 | 2,460,000 |
| Noninterest income | -225,000 | -846,000 | -2,414,000 |
| Noninterest expense | 2,042,000 | 4,271,000 | 6,618,000 |
| Provision for loan losses | 1,144,000 | 4,448,000 | 11,225,000 |
| Pretax income | -2,716,000 | -7,687,000 | -17,831,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -2,716,000 | -7,687,000 | -17,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 12,728,000 | 7,757,000 | -2,387,000 |
| Total capital | 15,066,000 | 9,989,000 | -2,387,000 |
| Risk-weighted assets | 183,191,000 | 172,384,000 | 160,565,000 |