Call reports 2001
COPPER STAR BANK — 2001
What COPPER STAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,667,000 | 23,062,000 | 30,038,000 | 36,779,000 |
| Total loans | 11,338,000 | 15,984,000 | 26,077,000 | 30,590,000 |
| Allowance for loan losses | 145,000 | 185,000 | 480,000 | 480,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,727,000 | 18,281,000 | 24,705,000 | 32,019,000 |
| Interest-bearing deposits | 12,320,000 | 14,289,000 | 20,577,000 | 27,286,000 |
| Noninterest-bearing deposits | 8,407,000 | 3,991,000 | 4,128,000 | 4,733,000 |
| Equity capital | 4,884,000 | 4,706,000 | 4,726,000 | 4,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 819,000 | 1,326,000 | 1,891,000 |
| Interest expense | 165,000 | 330,000 | 535,000 | 758,000 |
| Net interest income | 236,000 | 489,000 | 791,000 | 1,133,000 |
| Noninterest income | 5,000 | 58,000 | 119,000 | 223,000 |
| Noninterest expense | 331,000 | 775,000 | 1,316,000 | 1,857,000 |
| Provision for loan losses | 49,000 | 89,000 | 415,000 | 415,000 |
| Pretax income | -114,000 | -292,000 | -796,000 | -891,000 |
| Income tax | 0 | 0 | -369,000 | -406,000 |
| Net income | -114,000 | -292,000 | -427,000 | -485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,884,000 | 4,706,000 | 4,726,000 | 4,668,000 |
| Total capital | 5,029,000 | 4,891,000 | 5,103,000 | 5,103,000 |
| Risk-weighted assets | 15,044,000 | 20,739,000 | 30,090,000 | 34,732,000 |