Call reports 2025
LUANA SAVINGS BANK — 2025
What LUANA SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,090,409,000 | 2,115,086,000 | 2,174,325,000 | 2,209,415,000 |
| Total loans | 1,666,040,000 | 1,715,264,000 | 1,750,442,000 | 1,794,000,000 |
| Allowance for loan losses | 18,127,000 | 18,126,000 | 18,160,000 | 18,161,000 |
| Securities available for sale | 324,600,000 | 328,187,000 | 354,392,000 | 329,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,815,479,000 | 1,771,564,000 | 1,819,173,000 | 1,849,819,000 |
| Interest-bearing deposits | 1,738,435,000 | 1,691,413,000 | 1,738,298,000 | 1,755,461,000 |
| Noninterest-bearing deposits | 77,044,000 | 80,151,000 | 80,875,000 | 94,358,000 |
| Equity capital | 198,170,000 | 200,187,000 | 209,369,000 | 207,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 21,759,000 | 44,276,000 | 67,869,000 | 92,494,000 |
| Interest expense | 13,140,000 | 26,830,000 | 41,875,000 | 57,393,000 |
| Net interest income | 8,619,000 | 17,446,000 | 25,994,000 | 35,101,000 |
| Noninterest income | 627,000 | 1,320,000 | 2,115,000 | 3,334,000 |
| Noninterest expense | 4,837,000 | 9,776,000 | 14,641,000 | 19,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,409,000 | 8,990,000 | 13,468,000 | 17,364,000 |
| Income tax | 201,000 | 454,000 | 684,000 | 709,000 |
| Net income | 4,208,000 | 8,536,000 | 12,784,000 | 16,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,577,000 | 220,138,000 | 221,639,000 | 215,234,000 |