Call reports 2024
LUANA SAVINGS BANK — 2024
What LUANA SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,068,534,000 | 2,028,642,000 | 2,064,605,000 | 2,087,762,000 |
| Total loans | 1,628,124,000 | 1,630,515,000 | 1,645,316,000 | 1,651,396,000 |
| Allowance for loan losses | 18,125,000 | 18,126,000 | 18,127,000 | 18,128,000 |
| Securities available for sale | 365,783,000 | 345,834,000 | 338,612,000 | 331,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,818,028,000 | 1,752,933,000 | 1,746,714,000 | 1,785,330,000 |
| Interest-bearing deposits | 1,748,446,000 | 1,676,665,000 | 1,673,651,000 | 1,707,656,000 |
| Noninterest-bearing deposits | 69,582,000 | 76,268,000 | 73,063,000 | 77,674,000 |
| Equity capital | 178,730,000 | 185,394,000 | 198,514,000 | 195,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 20,346,000 | 41,161,000 | 62,304,000 | 84,006,000 |
| Interest expense | 11,140,000 | 22,844,000 | 35,516,000 | 48,580,000 |
| Net interest income | 9,206,000 | 18,317,000 | 26,788,000 | 35,426,000 |
| Noninterest income | 809,000 | 1,709,000 | 3,144,000 | 4,373,000 |
| Noninterest expense | 4,764,000 | 9,601,000 | 14,305,000 | 19,412,000 |
| Provision for loan losses | 358,000 | 358,000 | 358,000 | 358,000 |
| Pretax income | 4,893,000 | 10,065,000 | 15,267,000 | 20,050,000 |
| Income tax | 452,000 | 775,000 | 764,000 | 775,000 |
| Net income | 4,441,000 | 9,290,000 | 14,503,000 | 19,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,149,000 | 211,057,000 | 214,663,000 | 216,913,000 |