Call reports 2022
LUANA SAVINGS BANK — 2022
What LUANA SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,953,099,000 | 1,994,923,000 | 2,006,450,000 | 2,036,937,000 |
| Total loans | 1,512,095,000 | 1,557,631,000 | 1,590,481,000 | 1,576,556,000 |
| Allowance for loan losses | 15,070,000 | 15,500,000 | 15,900,000 | 15,901,000 |
| Securities available for sale | 381,501,000 | 379,754,000 | 350,167,000 | 398,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,745,474,000 | 1,763,904,000 | 1,759,937,000 | 1,733,500,000 |
| Interest-bearing deposits | 1,645,091,000 | 1,673,250,000 | 1,678,661,000 | 1,640,775,000 |
| Noninterest-bearing deposits | 100,383,000 | 90,654,000 | 81,276,000 | 92,725,000 |
| Equity capital | 188,636,000 | 176,844,000 | 164,538,000 | 171,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,207,000 | 31,316,000 | 48,357,000 | 65,940,000 |
| Interest expense | 2,387,000 | 5,079,000 | 8,860,000 | 13,881,000 |
| Net interest income | 12,820,000 | 26,237,000 | 39,497,000 | 52,059,000 |
| Noninterest income | 618,000 | 1,495,000 | 1,775,000 | 2,937,000 |
| Noninterest expense | 3,590,000 | 7,627,000 | 12,164,000 | 18,450,000 |
| Provision for loan losses | 499,000 | 928,000 | 1,326,000 | 1,326,000 |
| Pretax income | 9,349,000 | 19,177,000 | 27,782,000 | 35,282,000 |
| Income tax | 68,000 | 348,000 | 628,000 | 908,000 |
| Net income | 9,281,000 | 18,829,000 | 27,154,000 | 34,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,774,000 | 197,307,000 | 198,813,000 | 203,261,000 |
| Total capital | 214,844,000 | 212,807,000 | 214,713,000 | 219,162,000 |
| Risk-weighted assets | 1,522,692,000 | 1,551,784,000 | 1,564,747,000 | 1,593,011,000 |