Call reports 2021
LUANA SAVINGS BANK — 2021
What LUANA SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,932,397,000 | 1,903,075,000 | 1,939,672,000 | 1,965,700,000 |
| Total loans | 1,400,249,000 | 1,407,718,000 | 1,435,788,000 | 1,451,942,000 |
| Allowance for loan losses | 14,050,000 | 14,075,000 | 14,350,000 | 14,550,000 |
| Securities available for sale | 315,342,000 | 342,864,000 | 431,225,000 | 393,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,383,750,000 | 1,709,607,000 | 1,741,112,000 | 1,763,008,000 |
| Interest-bearing deposits | 1,299,455,000 | 1,628,141,000 | 1,664,311,000 | 1,646,825,000 |
| Noninterest-bearing deposits | 84,295,000 | 81,466,000 | 76,801,000 | 116,183,000 |
| Equity capital | 180,246,000 | 189,027,000 | 193,767,000 | 198,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,605,000 | 31,114,000 | 46,200,000 | 61,275,000 |
| Interest expense | 5,316,000 | 10,330,000 | 13,109,000 | 15,717,000 |
| Net interest income | 10,289,000 | 20,784,000 | 33,091,000 | 45,558,000 |
| Noninterest income | 3,960,000 | 7,428,000 | 9,344,000 | 12,229,000 |
| Noninterest expense | 4,185,000 | 21,540,000 | 25,860,000 | 32,362,000 |
| Provision for loan losses | 48,000 | 72,000 | 346,000 | 545,000 |
| Pretax income | 10,016,000 | 6,600,000 | 16,229,000 | 24,760,000 |
| Income tax | 332,000 | 671,000 | 1,003,000 | 1,335,000 |
| Net income | 9,684,000 | 5,929,000 | 15,226,000 | 23,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,198,000 | 179,903,000 | 186,930,000 | 193,038,000 |
| Total capital | 185,248,000 | 193,978,000 | 201,280,000 | 207,588,000 |
| Risk-weighted assets | 1,378,081,000 | 1,412,890,000 | 1,467,033,000 | 1,473,487,000 |