Call reports 2020
LUANA SAVINGS BANK — 2020
What LUANA SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,591,527,000 | 1,711,603,000 | 1,739,561,000 | 1,867,790,000 |
| Total loans | 1,284,607,000 | 1,313,326,000 | 1,345,763,000 | 1,373,397,000 |
| Allowance for loan losses | 12,850,000 | 13,200,000 | 13,450,000 | 14,000,000 |
| Securities available for sale | 175,949,000 | 174,785,000 | 218,214,000 | 301,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,031,855,000 | 1,138,399,000 | 1,165,772,000 | 1,322,729,000 |
| Interest-bearing deposits | 979,466,000 | 1,074,868,000 | 1,098,977,000 | 1,244,819,000 |
| Noninterest-bearing deposits | 52,389,000 | 63,531,000 | 66,795,000 | 77,910,000 |
| Equity capital | 138,775,000 | 152,953,000 | 170,927,000 | 177,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,937,000 | 31,706,000 | 47,737,000 | 62,818,000 |
| Interest expense | 6,672,000 | 13,077,000 | 18,743,000 | 24,086,000 |
| Net interest income | 9,265,000 | 18,629,000 | 28,994,000 | 38,732,000 |
| Noninterest income | 997,000 | 5,083,000 | 9,624,000 | 11,956,000 |
| Noninterest expense | 3,612,000 | 8,079,000 | 12,821,000 | 19,518,000 |
| Provision for loan losses | 661,000 | 1,036,000 | 1,284,000 | 1,827,000 |
| Pretax income | 5,989,000 | 14,597,000 | 24,513,000 | 29,343,000 |
| Income tax | 330,000 | 660,000 | 1,026,000 | 1,356,000 |
| Net income | 5,659,000 | 13,937,000 | 23,487,000 | 27,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,358,000 | 142,470,000 | 160,303,000 | 166,026,000 |
| Total capital | 142,208,000 | 155,670,000 | 173,753,000 | 180,026,000 |
| Risk-weighted assets | 1,262,820,000 | 1,275,319,000 | 1,325,692,000 | 1,364,851,000 |