Call reports 2019
LUANA SAVINGS BANK — 2019
What LUANA SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,308,576,000 | 1,370,827,000 | 1,496,574,000 | 1,523,369,000 |
| Total loans | 1,022,578,000 | 1,085,029,000 | 1,189,146,000 | 1,221,339,000 |
| Allowance for loan losses | 10,550,000 | 10,900,000 | 11,900,000 | 12,200,000 |
| Securities available for sale | 176,716,000 | 182,965,000 | 180,712,000 | 175,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 901,532,000 | 883,482,000 | 943,641,000 | 972,639,000 |
| Interest-bearing deposits | 863,572,000 | 841,510,000 | 895,338,000 | 919,904,000 |
| Noninterest-bearing deposits | 37,960,000 | 41,972,000 | 48,303,000 | 52,735,000 |
| Equity capital | 112,664,000 | 118,976,000 | 126,715,000 | 128,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,296,000 | 27,514,000 | 43,135,000 | 58,954,000 |
| Interest expense | 5,498,000 | 11,488,000 | 18,440,000 | 25,472,000 |
| Net interest income | 7,798,000 | 16,026,000 | 24,695,000 | 33,482,000 |
| Noninterest income | 798,000 | 1,992,000 | 4,092,000 | 3,553,000 |
| Noninterest expense | 2,877,000 | 5,965,000 | 9,306,000 | 14,094,000 |
| Provision for loan losses | 149,000 | 500,000 | 1,497,000 | 1,796,000 |
| Pretax income | 5,570,000 | 11,553,000 | 17,984,000 | 21,134,000 |
| Income tax | 260,000 | 551,000 | 811,000 | 1,311,000 |
| Net income | 5,310,000 | 11,002,000 | 17,173,000 | 19,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,531,000 | 111,647,000 | 117,732,000 | 120,295,000 |
| Total capital | 118,081,000 | 122,547,000 | 129,632,000 | 132,495,000 |
| Risk-weighted assets | 1,010,341,000 | 1,076,440,000 | 1,160,878,000 | 1,185,505,000 |