Call reports 2018
LUANA SAVINGS BANK — 2018
What LUANA SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,015,491,000 | 1,051,981,000 | 1,105,286,000 | 1,185,477,000 |
| Total loans | 855,114,000 | 867,892,000 | 889,571,000 | 946,456,000 |
| Allowance for loan losses | 9,811,000 | 10,000,000 | 10,200,000 | 10,400,000 |
| Securities available for sale | 121,593,000 | 137,162,000 | 157,351,000 | 170,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 845,225,000 | 782,452,000 | 815,101,000 | 770,630,000 |
| Interest-bearing deposits | 811,135,000 | 744,136,000 | 779,020,000 | 728,322,000 |
| Noninterest-bearing deposits | 34,090,000 | 38,316,000 | 36,081,000 | 42,308,000 |
| Equity capital | 93,858,000 | 98,867,000 | 99,023,000 | 105,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,281,000 | 20,976,000 | 32,404,000 | 44,659,000 |
| Interest expense | 2,884,000 | 6,080,000 | 9,901,000 | 14,406,000 |
| Net interest income | 7,397,000 | 14,896,000 | 22,503,000 | 30,253,000 |
| Noninterest income | 776,000 | 1,941,000 | 2,704,000 | 3,473,000 |
| Noninterest expense | 2,457,000 | 5,149,000 | 7,933,000 | 11,752,000 |
| Provision for loan losses | 251,000 | 438,000 | 636,000 | 882,000 |
| Pretax income | 5,465,000 | 11,226,000 | 16,614,000 | 21,068,000 |
| Income tax | 199,000 | 449,000 | 699,000 | 949,000 |
| Net income | 5,266,000 | 10,777,000 | 15,915,000 | 20,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,129,000 | 97,188,000 | 100,178,000 | 104,303,000 |
| Total capital | 101,940,000 | 107,188,000 | 110,378,000 | 114,703,000 |
| Risk-weighted assets | 868,354,000 | 892,873,000 | 895,663,000 | 957,120,000 |